Telehealth Billing Guide 2025: CPT Codes, Modifiers, and Reimbursement Rules for U.S. Providers

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telehealth billing guide

As telehealth continues to redefine modern care delivery, understanding how to bill for virtual services is critical for providers. This telehealth billing guide helps physicians, clinics, and billing professionals navigate telemedicine reimbursement, CPT and HCPCS coding, modifier usage, and Medicare telehealth policies. Whether you’re billing for video visits, remote patient monitoring, or audio-only services, this guide offers step-by-step insights to ensure accurate claims and maximize reimbursement. Learn how to stay compliant, avoid costly errors, and optimize billing for both commercial and public payers.

How Telehealth Billing Works: CPT & HCPCS Codes Explained

When you see a patient online, the way you bill for it isn’t exactly the same as when they come to your office. One important thing is to write good notes about the visit. These notes help you choose the right code, which is like a special number for online visits (telehealth code for billing). Also, sometimes the rules for billing can change depending on where the patient is and where you are when you have the online visit. 

Getting paid for online visits follows a few steps.

When billing for telehealth services, it’s crucial to use the appropriate CPT and HCPCS codes. These vary depending on whether you’re billing for video visits, RPM (remote patient monitoring), or audio-only consultations.

Telehealth Reimbursement Rules: Medicare vs. Commercial Payers

Different groups have different rules about paying for online doctor visits. Medicare’s telehealth reimbursement rules for 2025 continue to evolve, with updates to originating site requirementsPOS code usage, and expanded coverage for chronic care management via telemedicine.. For example, the medicare telehealth billing guidelines 2025 could be different from what they were in the past (telehealth billing medicare 2022). Sometimes, Medicare might help pay for an online doctor’s note without the patient paying extra, which is called a telehealth medical certificate bulk bill. It’s important to know the specific rules Medicare has for online visits.

Different insurance companies — like Anthem BCBSRegence , Cigna, BCBSIL FidelisHealthfirst, and Humana — each have their own telehealth billing policies.

It’s important to check with each insurer to understand what services they cover and what billing steps you must follow to get paid.

Although their rules may vary, many companies share some common requirements for telehealth billing.

ASPECTMEDICARECOMMERCIAL PAYERS
Covered ServicesLimited list, often updated annuallyVaries by payer and plan
Accepted Modifiers95, GT, GQ95, GT, GQ (may vary)
POS Codes02 or 10POS 02, 10, or in-person POS (per payer rules)
Audio-Only CoverageSome services (e.g., behavioral health)Some plans support audio-only
Payment ParityOften reduced vs. in-personSome states enforce parity; varies widely

Why Choosing THE BEST Company for Telehealth BILLING is Important

Dealing with telehealth billing can be complicated, with all the different rules from Medicare (medicare telehealth billing guidelines 2025) and other insurance companies (anthem telehealth billing guidelines 2023, bcbs telehealth billing guidelines 2024, etc.). A good medical billing company like Medstates that really knows medical billing for telehealth services can be a huge help. They stay up-to-date on all the latest rules and coding (telehealth billing codes, telehealth billing cpt, telehealth code for billing) and can make sure your claims are submitted correctly. This means you are more likely to get paid the right amount and avoid delays or denials. Trying to keep up with all these rules yourself can take a lot of time and effort. Hiring experts in telehealth billing lets you focus on taking care of your patients, knowing that your billing is in good hands. They can also help you understand things like telehealth billing by time and make sure you are following all the guidelines, including those that might affect things like a telehealth bulk bill medical certificate.

telehealth billing

Understanding Telehealth Modifiers: 95, GT, and GQ Codes

Just like for in-person visits, there are special codes used when billing for telehealth. These telehealth billing cpt codes tell the insurance company exactly what kind of online service you provided. There’s also a specific telehealth code for billing that helps show that the visit happened online.

Sometimes, you need to add a small extra code, called a modifier, to the main billing code. These modifiers, like GT or modifier 95 for real-time interactive video visits, and GT for synchronous telemedicine conducted via telecommunications systems. These telehealth modifiers ensure accurate payer processing. Knowing when to use each of these modifiers is important for getting paid correctly according to the insurance rules. Also, how you bill might be a little different depending on whether you had a live video call, exchanged messages, or used devices to check on a patient remotely.

  • Modifier 95: Real-time, synchronous telehealth via audio-video.

  • Modifier GT: Telehealth through interactive audio and video telecommunications system.

  • Modifier GQ: Asynchronous telecommunication systems (store and forward).

  • Modifier CR: Catastrophe/disaster-related telehealth services.

Important Things to Remember for VIRTUAL VISITS Billing

To make sure you get paid for your online visits, there are a few key things to keep in mind.

  1. First, always get the patient’s okay to have a telehealth visit and make sure to note this in their records. When you write your notes about the visit, include enough detail, and if you’re billing based on time (telehealth billing by time), make sure to record how long the visit lasted.
  2. It’s also crucial to check with the patient’s insurance to see if they cover telehealth visits before the appointment.
  3. Remember that the rules for online health visits can also vary from state to state.
  4. Finally, the world of telehealth billing is always changing, so it’s important to stay up-to-date with the newest guidelines. For example, keep an eye out for updates like telehealth billing 2024.
Telehealth Billing For Online Doctor Visits

Top Telehealth Billing Mistakes and How to Prevent Them

There are some common mistakes that can cause problems with telehealth billing including failure to document HIPAA-compliant telehealth encounters or submitting claims without the right POS code can lead to denials and revenue loss.

  • Missing or incorrect telehealth modifier

  • Using outdated CPT codes

  • Submitting claims without audio/video documentation

  • Confusing POS 02 vs. POS 10 usage

  • Billing non-covered services for Medicare

Making Telehealth Billing Easier for Your Office

Telehealth Billing For Online Doctor Visits

Following ways assist you to bill for online visits smoother. 

  • Verify payer-specific telehealth eligibility.

  • Make sure your staff is well-trained on selecting the correct CPT/HCPCS telehealth billing codes, applying appropriate telehealth modifier (95, GT, etc.) and documenting telehealth visits.
  • Use the correct POS code (e.g., POS 02 for telehealth).

  • Using billing software that is regularly updated with the newest telehealth rules and insurance guidelines 

  • Submit clean claims and track payment timelines.

Conclusion: Simplifying Telehealth Billing for Your Practice

As telehealth continues to transform the U.S. healthcare landscape, accurate and compliant billing is more crucial than ever. From using the correct CPT codes and modifiers to understanding POS codes and payer-specific rules, success depends on staying updated and proactive. Whether you are a small private practice or a multi-specialty clinic, navigating telehealth billing in 2025 requires expertise, precision, and constant adaptation. With Medicare and commercial insurers updating reimbursement rules regularly, having the right billing partner makes all the difference. MedStates is the trusted medical billing company for telehealth providers across the U.S. We specialize in:

  • Correct CPT and HCPCS coding for virtual care

  • Modifier 95, GT, GQ usage and POS compliance

  • Maximizing Medicare and private insurance reimbursements

  • Reducing denials and improving claim accuracy

💬 Contact us today to streamline your telehealth billing, stay compliant, and boost revenue with confidence.

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Frequently Asked Questions About Telehealth Billing

How does telehealth billing work?

Telehealth billing involves using specific CPT or HCPCS codes and modifiers to document and submit virtual care claims for reimbursement from insurance providers like Medicare or private payers.

What CPT codes should I use for a telehealth visit?

Use CPT codes like 99212–99215 for established patient visits and 99441–99443 for telephone consultations. Code selection depends on service duration and complexity.

What modifier should be added to telehealth claims?

Apply Modifier 95 for real-time audio-video visits, GT for synchronous telehealth, and GQ for asynchronous services. These modifiers indicate virtual service delivery.

What's the difference between POS 02 and POS 10 in telehealth?

POS 02 means the telehealth visit happened outside the patient’s home. POS 10 is used when services are provided while the patient is at home.

Does Medicare cover telehealth services in 2025?

Yes, Medicare covers eligible telehealth services with proper documentation, CPT codes, and modifiers. Coverage updates are released annually by CMS.

Are audio-only telehealth visits billable?

Yes, audio-only visits are reimbursable under certain CPT codes, especially for behavioral health. Always confirm payer-specific rules before billing.

What are common mistakes in telehealth billing?

Frequent errors include missing modifiers, incorrect POS codes, outdated CPT usage, and billing non-covered services. These lead to claim denials or reduced payment.

Can private insurance reimburse telehealth visits?

Yes, most commercial payers cover telehealth, but coverage varies. Check each insurer’s telehealth billing policies for approved codes and modifiers.

Who is the best medical billing company for telehealth services in the U.S.?

MedStates is the best medical billing company for telehealth. They specialize in virtual care billing, offering expert support with CPT codes, modifiers, compliance, and payer-specific telehealth reimbursement rules to maximize provider revenue.